Credit Builder Loan

Experience the
credit builder loan

A credit builder loan is an installment loan that’s paid back through a scheduled series of payments, helping you build credit history. As you make your payments, your savings build in the customer savings component. Once you’ve paid off your loan in full, you receive access to the customer savings component.


Everything’s stacked in your favor

  • We offer credit builder loans (the amount depends on your state of residence and the information you provide to us).

  • When you complete your application before 1:30pm CST, with all required documents, underwriting approval and signatures, you are eligible to receive your cash the same day.

  • Your payments will automatically be reported to one of the leading credit bureaus allowing you the opportunity to build your credit, which will help you when you buy a home or car, rent an apartment, or apply for a job.
  • Your customer savings component will accrue interest and grow while you’re paying off your loan.


Four simple steps to help you
improve your financial situation. makes it easy to get a credit builder loan, allowing you to build credit history and savings.


Step 1:
Apply now

Complete the quick and easy loan application and get approved within minutes of submitting your information.†


Step 2:
Get funded

A portion of your cash will be deposited directly into your bank account, and the rest will be placed into a customer savings component that you can monitor through your customer portal.

Step 3:
Build credit & savings

Once you’ve been approved and begin making payments, your payments will be reported and you’ll have the chance to build your credit history.

Step 4:
Collect your savings

After you’ve paid off your loan in full, the money in the customer savings component will be transferred to you within 15 business days, allowing you to continue positive steps toward financial well-being.


Become a Customer

In order to apply, you’ll need a few required documents handy:

Unexpired Driver's License/State ID 
o   Any State
o   Must include photo

Current Bank Statement tied to your direct deposit
o   Checking or Savings
o   Must show 30 days of transactions
Pay Stub (most recent) OR Benefits Letter
(current year)

Need Quick Cash? Apply Today!